Welcome to FRS

Your Business takes a personalized approach to debt collection, providing tailored solutions for each client's unique needs. We also prioritize ethical and legal practices in our collections process.

 Claims are entered in our collection system immediately and the person responsible for the unpaid debt is notified shortly thereafter both by phone and mail. If we are unable to reach the person, Summit Recovery Service has local staff and partnerships that track down the persons responsible for paying an obligation. The person owing your debt will be found. Then, our proven system which includes a phone call campaign along with a letter series will be performed. Some debts can be collected within the first few days while others may take longer. Our goal is to get you paid within 90 days. 

Your Business investigates disputed debts thoroughly and works with both the debtor and the client to find a resolution. We follow all legal procedures and regulations when handling disputes.

 We will keep detailed and accurate reports regarding all accounts. There are occasions when accounts will not be collectible through normal collection process. Should this occur we will advise and help to determine if legal action is appropriate. If we feel it is, you will be notified promptly to discuss the next course of action. Please note additional fees and/or costs may apply but only with prior up front detail and with your consent they will be discussed and approved of by you in writing prior to being accrued. Much like our standard collection program, there’s no additional time or effort required on your end. 

 There are many advantages to using the services of a collection agency. More often than not, a consumer will cooperate with a collection agency, even if they have not been cooperative with the creditor. This is because most understand that collection agencies may affect their credit history along with employing other methods, such as legal action, to secure payment. The bottom line is that you are busy enough trying to perform your other functions to have to waste time tracking down customers who haven’t paid their bills. 

Your Business charges a percentage of the amount collected as its fee. The exact percentage may vary depending on the type and amount of debt being collected.